Free Zakat Calculator Pakistan 2026 — Gold, Silver, Cash, Business & Investments (PKR)

Our free Zakat calculator for Pakistan helps Muslims calculate their annual Zakat obligation accurately in PKR (Pakistani Rupees) for 2026. The calculator covers all Zakatable assets including gold (tola or gram, with purity options 24K/22K/21K/18K), silver, cash, bank savings, business inventory, shares and mutual funds — with both Silver Nisab and Gold Nisab options. Zakat is 2.5% of your total net Zakatable wealth when it equals or exceeds the Nisab threshold for one full lunar year (Hawl).

Yeh calculator Pakistan ka pehla comprehensive Zakat calculator hai jo PKR mein automatically calculate karta hai. Gold aur silver rates manually update kar sakte hain aaj ke Pakistan market rates se. Tola aur gram dono units support kiye gaye hain. Furthermore, the tool includes Pakistan’s leading Zakat-eligible charities so you can donate immediately after calculating. Use our password generator to secure your online banking account when making Zakat transfers.

Zakat Kya Hai? — Brief Guide for Pakistani Muslims

Zakat Islam ke panj arkan mein se ek hai. Har sahib-e-nisab Muslim par farz hai ke woh apni zakatable wealth ka 2.5% annually ada kare. Nisab woh minimum miqdar hai jis par Zakat farz hoti hai — currently approximately PKR 6.45 lakh (Silver Nisab) ya PKR 42.6 lakh (Gold Nisab).

Key conditions for Zakat:

• Muslim hona — Zakat sirf Muslims par farz hai
• Sahib-e-Nisab hona — wealth nisab ke barabar ya zyada ho
• Hawl ka guzarna — wealth par ek puri qamar (lunar) saal guzri ho
• Maliki-ul-Nisab hona — wealth aapki apni milkiyat ho

Nisab 2026 Pakistan — Silver aur Gold Rate

Nisab do tarikon se calculate hota hai. Silver Nisab zyada use hota hai kyunki isse zyada log Zakat ke daayre mein aate hain:

• Silver Nisab: 52.5 tola (612.36 gram) silver ki qeemat — approximately PKR 6,30,000 se 6,50,000 (2026 rates ke mutabiq)
• Gold Nisab: 7.5 tola (87.48 gram) gold ki qeemat — approximately PKR 36,00,000 se 42,00,000 (varies with gold price)

Zyada scholars Silver Nisab recommend karte hain. Hamara calculator aaj ke rates dal kar dono automatically calculate karta hai. Note: Pakistan mein gold aur silver ka rate roz badalta hai. Aaj ke rates Sarafa Bazar (Karachi/Lahore) se confirm karein.

Kaunsa Maal Zakatable Hai? — Complete List

Har cheez par Zakat nahi lagti. Zakatable assets:

• Cash at home aur bank savings — both current and savings accounts
• Gold — sirf woh gold jo daily wear nahi hota (per Hanafi school). Extra jewelry, gold bars, gold ETFs = Zakatable
• Silver — tamam silver including silverware
• Business inventory — stock at market value on Zakat day
• Shares aur Mutual Funds — current market value par
• Money owed to you — receivables jo milne ki umeed ho
• Rental property income — received rent (not the property itself per Hanafi)

Non-Zakatable assets (generally): Primary home, car, furniture, personal items, tools of trade, property held for personal use (not trade). Complex cases mein qualified Mufti se rabta karen. Use our word counter when writing questions to Mufti online — precise questions get better answers.

Gold ki Zakat Ka Hisab — Tola aur Gram

Gold ki Zakat calculate karne ke liye:

1. Gold ka total weight tola ya gram mein likh lo
2. Purity (24K, 22K, 21K, 18K) select karo
3. Aaj ka gold rate per tola (Sarafa Bazar se) enter karo
4. Calculator automatically value calculate karega
5. Agar total wealth nisab se zyada ho to 2.5% Zakat

18K gold example: 10 tola 18K gold × aaj ka 24K rate × (18/24) = 18K ka value. Yeh hamara calculator automatically karta hai.

1 Tola = 11.6638 gram — Our calculator mein Tola ↔ Gram converter bhi shaamil hai.

Business ki Zakat — Pakistani Entrepreneurs ke liye

Agar aap Pakistan mein koi business karte hain — Daraz pe sell karte hain, shop chalate hain, ya freelancing karte hain — to business assets par bhi Zakat lagti hai:

• Stock/Inventory: Zakat day par market value par (cost price nahi)
• Cash/Bank balance business ka: Fully Zakatable
• Accounts receivable: Money jo customers ne dena hai
• Investments in business: Market value par

Agar aap Daraz ya eBay par sell karte hain, hamara Daraz profit calculator aur Amazon FBA calculator use karo pehle apna business profit calculate karne ke liye. Phir woh cash aur stock Zakat calculator mein dalo.

Zakat Kahan Dein — Pakistan mein Mustahiq Idaare

Zakat sirf mustahiq (8 categories — Quran 9:60) logon ko di ja sakti hai. Pakistan mein reliable organizations:

• Al-Khidmat Foundation — Pakistan ki largest welfare organization, transparent reporting
• Edhi Foundation — Most trusted, 70+ years, ambulance, orphanages, shelters
• Saylani Welfare International — Food, health, education programs nationwide
• Transparent Hands — Medical surgeries for poor patients, fully traceable
• LRBT Eye Hospital — Free eye care, Zakat eligible
• Apne relatives — Zakat apne faqeer relatives ko dena sabse zyada sawab ka kaam hai
• Local masjid — Imam ya mosque committee ko for local distribution

Ramadan mein Zakat ka Khaas Sawab

Zakat saal ke kisi bhi waqt di ja sakti hai jab hawl complete ho. Lekin Ramadan ul Mubarak mein Zakat dene ka khaas sawab hai — aur zyada log is mubarak mahine mein ada karna pasand karte hain. Hamara calculator Ramadan se pehle aur Ramadan ke dauraan estimate karne mein help karta hai. Readability checker use karke apne Zakat ke khutbaat aur articles improve karein.